(833) 321-ZERO (9376) Apply Today!

In late 2022, Margin Account holders can use our online banking platform at MyPinkBank.com to recirculate up to 25% of their direct deposits to service monthly auto loan payments.

Our Accounts Will Automatically Recirculate Your Direct Deposit Income

PayZero® Incorporated has prepared to launch a Fintech Bank to allow account holders to recirculate their money within our accounts before it goes to expenses.

Although PayZero® Incorporated digital bank does not open to the public until late 2022. Partnering with DriveFree™ right now allows people who pay monthly on an auto loan to use PayZero® Incorporated’s recirculation strategies to transition away from simply servicing debt and towards spending recirculated dollars on your auto loan instead of exhausting your budget.

Once we open as Pink Financial Bank, you only need to open a Margin Account and move your Direct Deposit to our system. The Margin Account will have a $29/mo monitoring fee.

Use Now At Your Bank

Until Pink Financial Bank is a Credentialed banking institution, PayZero advisors can provide DriveFree™ members with an FDIC® Compliant way to manage Direct Deposit Income, Online Banking, and Bill-Pay so up to $25 for every $100 you will spend on expenses-next-paycheck is recirculated back to your pocket before it even leaves your account. The $25 difference is called Digital Margin.

Digital Margin is established without asking you to cut expenses from your budget and without bouncing a check. As we guide you to managing your online banking and bill-pay, we direct your recirculated margin to an account we establish for you here at Payzero® Incorporated. Your Recirculated Dollars will both make your auto loan payments independent of your household budget or can be saved to pay off your vehicle in one transaction. This is how you can experience having your auto loan paid without adding an expense to your household budget today. Your household budget can be Free of the burden of an auto loan payment. | This is Payment Freedom™!

Steps To Becoming a DriveFree™ Member:

  1. Sign the New Account Holder waiting list at Waiting List
  2. Enter your household net income and expenses into the Payment Freedom Calculator: Calculator
  3. Follow our instructions for using our Recirculation strategies at your bank until Pink Financial officially opens in late 2022.

3 Guarantees When you become a DriveFree Member:

  1. You are assigned a Financial Counselor that will give you instructions on managing your direct deposit, online banking actions, and bill-pay in a manner that will recirculate between 12% – 25% of your total expenses into an interest-bearing account with zero NSF’s
  2. Our system will send money to your Margin Account to grow and pay your lender independently from your household budget.
  3. Once your Margin Account starts paying your lender, you can stop making payments to your lender from your budget.

Enter your monthly income and expenses into the Payment Freedom Calculator to see the maximum monthly payment you are eligible to have paid to your lender

Payment Freedom

Must meet the minimum account holder requirements 

  • Employed salary or hourly, Military, Retired or Fixed Income
  • Age 25 or older
  • Minimum total household income of $3,800/mo. after taxes.
  • Active Checking Account With Direct Deposit (No Credit Unions unless it’s USAA®)

Enter your Income and Expenses into the Payment Freedom Calculator below.

Sample Account

Disclosures: *PayZero Inc. has Zero access to your bank account(s).  Our Digital-Margin-System (DMS) system is based on the same banking model that Pink Financial Bank (www.webankpink.com) will introduce to the market as Debt-Free Banking in 2022. The strategy behind our DMS translates into a doable plan for your household. Under our guidance, your money is dispersed to multiple accounts in a pattern that will cover all of your monthly expenses on 75% less money.  The remaining 25% is called “Digital Margin”. That means when you follow our instructions; you have ensured the safety of having all your bills paid on time as usual and all of your monthly savings like normal.  But now, you will have an extra 12% to 25% of Margin available to use without experiencing an NSF or Overdraft.   All management questions and adjustments are handled via Zoom® Meetings.  The DMS system Online Banking and Bill-Pay Management Services will work with any bank. .  **The National Monthly Margin Average per household is $1,100. Easy Qualification: Must be Employed salary or hourly, Military, Retired or Fixed Income, Age 25 or older, Minimum total household income of $3,800/mo. after taxes. For the best results, you need 4 checking accounts at the same bank. 1. Main, 2. Debt, 3. Utility, 4. Discretionary. (No Credit Unions unless it’s USAA®)