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Official pāyZero® Debt Free Banking™ Application

Thank you for your interest in Debt-Free Banking™. Step 1: Please fill in the application below. After you complete the application, you will be asked to move to Step 2: where you will be asked to place your household budget into the MyXtraMoney Margin Calculator.

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* By entering your email, or household budget to be included on PayZero’s waitlist, you are under no obligation to obtain any products or services from PayZero. Full terms and conditions will be provided at the time of account opening.

1 Direct Deposit early availability depends on the timing of the payor’s payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period.

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