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pāyZero® Incorporated was founded in 2018 by Financial Advisors to do our part in relieving hard-working Americans of consumer debt. Our team utilizes local expertise, combined with global experience, to offer a range of highly profitable financing options to our customers.

Our work won’t “save the world” but we do change many people’s lives for the better on a daily basis and that means a lot to us. Our expectations are definitely high.

What We Offer?

You could say that we’re a bunch of financial technologists, lending experts and customer service fanatics (you’d be right) but we’re more than that – PĀYZERO® is a team. We come from all kinds of backgrounds and experiences to create something new: A better way to do car loans.

So, we still have a long way to go as a company and team but we’re growing fast, seeing real impacts, and heading for our finish line.

On A Mission...

We aren’t satisfied with business-as-usual in car lending because we’ve been on the inside and seen countless ways to make lending better. That’s why PĀYZERO® is leading the way to more transparent, fair, easy and friendly car loans for all (it also feels great to help people save money).


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Go Ahead...

Apply for a new auto loan today, or simply refinance.

Refinance Your Old Loan

Get out of that old loan. Refinance your loan and Invest the Difference™

Trade In Your Old Car

Approval is easy no matter your credit rating.

Our Success Stories

Our clients love our services. Just look at what they have to say.

“I loved the customer service you guys provided me. You were very nice and patient with questions I had. I love using float to pay my auto loan”

Donyel J. Grier

New Auto Loan

“I had a good experience with pāyZero®. Not only did you lower my rate, my Wealth Savings Account™ generates enough money to pay my entire auto loan and some.”

Mary O. Randle


We are here to help you

Our mission is to deliver reliable, latest news and opinions.

Financing Available

Looking to buy a new or used car, or refinance your current car? then apply for loan now.

Get An Auto Loan

Call us at

(833) 321-ZERO (9376)


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